Premium Credit FAQs
What is premium credit
We provide finance to customers to pay for insurance premiums, school fees, membership fees, season tickets and more.
Please can you send my mony beack.This is the fraudulent activity.
Won't happen. They are nothing but common thieves.
Why have you come up on my bank statement as a direct debit iv never heard of you or taken anything out with you iv been in tou h with my bank and iv cancelled you b4 you take any money from me
They deal with insurance companies, chances are it is a Direct Debit for car/home insurance?
I am paying for home insurance. Can I cancel my policy?
Hi Ken, we provide the finance to pay your insurance policy in instalments, we don't manage your insurance policy. To find out if you can cancel your insurance policy, you will need to contact your insurance provider. Thanks, Lucy
Annual statement? I don't pay anything to such people and what for? About to report them to my bank as a physhing scam as I don't want to open the email.
We all have our own individual experience to give a review from. Staff have been very helpful. I've seen it on other reviews too. And often phishing activity is done by fraudsters impersonating legitimate companies.
So it's not always clear cut. I hope everything gets sorted for you
Why would it be be showing on my credit report I have an active loan with PCL when I don't. I have never heard of you or used you. I have emailed twice to no reply.
This would be regarding a Direct Debit with an insurance product. They pay your insurance company outright and you pay Premium Credit the balance plus interest.
my husband has recently passed away so i cancelled any direct debits what is this premium credit for
Hi, firstly I am very sorry for your loss. Premium credit is a finance company most commonly used for car insurance finance but also Golf club membership among other things. I suggest you give them a quick call to discuss, their number is online if you search, they are very helpful. Wishing you all the best.
I don't know who these people are ?? Money goes out every month...help ??
Premium credit are a finance company mostly deal8ng in Insurance. If you pay for your car insurance on a monthly bases chances are you with Premium credit and they have paid your insurance ammount to your insurance company and now you are are paying it back to them in monthly installments. Hope this makes sense but if not just give them a call (Google them to get number) and they will explain better. ??
who are you and why are you taking money out of my account
Hi. We're a premium finance provider, helping customers across the UK and Ireland spread the cost of their yearly insurance costs by paying monthly instalments with us. You can visit our website www.premiumcredit.com or call us on 0344 736 9836 for more information
I have an agreement to sign on email, can I have it on paper through the post.
Yes just send your request by email and premium credit able to send you in 2 working days
How do I change my car insurance to an other car a I got a new one and I want to put a new car on my insurance
I beleive You need do this through your insurance provider, premium credit are only the finance company. If in doubt give them a call and they will be happy to help.
How do I report scam/fraud that is obvious from a letter I have received form Goskippy keep getting the run around and being told to ring other numbers to find I am 46th in queue. obviously a useless company
Who is giving you the run around, Goskippy or Premium Credit? If you are insured with Goskippy and have arranged to pay your insurance premium by monthly installments that will be a finance agreement arranged by Goskippy on your behalf with Premium Credit who are an insurance premium finance company regulated by the Financial Conduct Authority. Does that help?
can i get a quote for car insurance
Hi, Premium credit only finance insurance, they do nit sell it direct. you have to go through a broker. Hope this helps.
How can I get in touch with this company by email
Depends what the query is. Check their website, there are different contact details per department
I don't have any type of insurances yet there is money going out of my account to these people why?
Don't you have any home insurance policy? Or past ones that may have been renewed automatically? I had a bad experience with this company as well, but not in this regard.
If i needed to cancel my insurance, would i just pay an outing fee?
I cancelled l my insurance today, but because I have add ons I was told that I have to pay for them for the full year. Only opened the policy 12 April so they are expecting me to pay for 11 and a half months for a service I can't use. Car broke down and I'm scrapping it. Totally insane !! I will be getting in touch with watch dog as I'm sure this is not legal.
Do you work on behalf of meadfleet plc
Hi Martin, no we do not. If you would like to find out more about who we are and what we do, please visit our website at www.premiumcredit.com. Thanks, Lucy
Why are you taking money out of my account with my permission
Can any one please help me
Hi, if you pay your car insurance through monthly premiums which I bet you do then premium credit are the people you are paying. They pay the full amount to your insurer and then you pay it back to them In monthly installments. If you need more help give the premium credit contact centre a call, number can be found online. Hope this helps.
Hello
I can see that some one opened loan in our company on my name???
How this is possible?
I have received a credit agreement from premium credit but have not taken any policy out with them ? What should i do ? They are going to charge me if i dont send a signed agreement back
I would like to know why you show as a hard search on my credit report when I have never searched you or looked for credit!!!!! It damages my credit score and you have managed to do this amazes me!
How much does it cost to add a named driver to my policy
How much money can I lend
Is my payment made from my SMILE Account and can I change it to my M & S Bank
How can i get in touch with premium credit
how do i speak with someone
Can you send me an invoice thanks Justin D978821M01