Amigo Loans reviews

Don’t get a loan here no matter how much you’re struggling.
FINALLY! Cleared my agreement off over a year ago after 5 years, my experience was very poor customer service in 5 years I spoke to one decent person who wanted …

Awful company. If your considering being a guarantor, I strongly advise you don’t. They have no understanding. I’ve been a guarantor for my son and until recently he’s made every payment on time, but last couple months has struggled with …

Quick to give the borrower the money but how they have handle me has guarantor. Beyond words going back and forth with u guys since 2018 till march 2023 I want back my £5306 payed to guys has of a guarantor. U couldn’t even sort things out …

Wanted to set up a repayment, they did expenditure (average costs) and cos of that they couldn’t set up, I could afford a certain amount and offered them they declined cos computer says no. My guargour rang me saying amigo are taking money …

Unfortunately couldn’t give it 0 stars! But still with them to this day! Pay every months with a starting balance of 4750£ now my balance is 4990£ £160 in interest charges a month! I pay £187 so where does my money go to straight into there pockets! No way to exit this company once starting there! AVOID AT ALL COSTS!!!

A financial institution that has no complaints process? Very bizarre indeed. Even the Financial Ombudsman don’t want to deal with any more complaints about this company. This company will not adhere to The Consumer Credit Act 1974 – Do Not Use

At the time when you’re in desperate need with bad credit you think they are helping you when infact when you really look into it they’re only helping themselves ended up paying back nearly £24000 on a £10000 loan repayments of nearly …

Don’t ever think of getting a loan from this company or act as guarantor.
If ever you get in to financial difficulties they will not play around and give you any real breathing space. …

Please avoid like your life depends on it. No matter how desperate you are. Please don’t for your sanity as well as your finances. You will most likely end up paying well over double what you borrowed. Don’t listen to the positive reviews, …

The worst company at all times.

Don’t go with these absolute cowboys! The interest rates are astronomical. …

Horrible horrible horrible company….

Partner struggled with depression after finding out her dad was terminally ill …

Worse company to take a loan from they absolutely rob you in interest. I was paying £130 for a 3500 bike finance and £100 was intrest. I ring up to pay it off all in one to stop the intrest charges. There currently in court because it is …

I would of given zero stars, absolutely disgusting,nothing but harassment and threats with emails,text messages,letters.they take money out of your account whenever they want so be aware that when you agree to pay on a certain date every …

What a nightmare!! The worst company ever! They bully and harass! Telling lies to guarantors, whilst attempting to scare and intimidate you. They bombard you with emails, phone calls, text messages. They have no sense of compassion, empathy …

The worse company to borrow from you end up paying 3 times more then what you had originally borrowed.
In response to the comment below from amigo if that’s what your saying then why …

Final loan payment made last night and now forever clear of these schysters!
Worst mistake I’ve ever made and will never make again! It’s ironic they call themselves the Spanish word for ‘friend’ as they’re anything but. Horrendous firm, …

Worst company I have ever had to deal with! Rang them on numerous of occasions to discuss a payment plan, explained I’d be going through step change to help deal with my debts but no matter what you do they will still chase and pester your …

Fantastic service and very quick and efficient. My credit rating is terrible, however Amigo were able to help me and get my monthly repayments significantly lower compared to what other Guarantor loan providers were offering. Applied …

Brilliant service! Applied Monday and got my loan paid out by Wednesday. Even called to arrange a time for them to ring my Guarantor and they said that was no problem! Really friendly staff, helpful. The process is simple and easy to understand.

This is fantastic The application process was very easy. My guarantor was very delighted. The whole process was very prompt. Their customers service officials were very professional, Respectful and Supportive .My expectations was met. I …

Definitely 5 stars, with a credit history that had me turned down twice by other loan companies, who by reputation are normally lenient with bad credit history, I turned to amigo loans with the expectancy of getting the same outcome as the …

I have applied for a consolidation loan this morning. Exactly 2 hours ago. And now both I and my guarantor checks and application are one hundred percent complete and I have received a notification to expect funds within 48 working Hours. …

DO NOT USE THIS COMPANY!!
I took out a loan 2 years ago, I was under the mental health team and wasn’t in the righr frame of mine WHICH AMIGO KNEW, they continued to let me have the …

You must be crazy to take anything from these. They do fully harass the guarantor more than the actual person who took the loan, even when a plan has been set up to pay. …

Great experience I got my self in to quite a bit of debt with store cards and so on and paying lots off each month only for the interest to be added at the end of the month and getting nowhere most being 69.9% Apr so it made sense to take a …

Quick and easy to get a loan? Yes, however communication is poor, waited over 3 weeks to explain my situation, a week before my payment was due. Most difficult company i have worked with!!! and believe me i’ve worked with a handful and …

Absolutely disgusting. We have been trying to pay off a loan for two years now and are desperate to pay it on full but they will do everything possible to delay this. They say they will call to talk about paying off the loan but it never …

Amigo loans is an absolutely disgusting company with an attitude to match. I have spoken to 3 people and all have been so rude, cut me short and have no empathy or matter of urgency for you. They send you text after text to say you’ve been …

Quick to lend but most difficult company I’ve encountered in order to discuss anything.
Was advised by Amigo in written confirmation they were able to differ payment …

I think quite clearly Amigo have asked their employees to write fake reviews on here. I don’t know one customer who has had a positive experience or felt ripped off. …

Worse financial disision of my life!
I raised a complaint over 18 months ago between them and the financial ombusman ive been nothing but fobbed off! The poor staff on the phone have no option but …

I took out a loan with Amigo in 2018 and have always found them to be friendly and professional in all of my communication with them. I’ve had to contact them recently because I started a new job and my salary/pay date changed, so I needed …

I took out loans with two different company’s as a last resort because the high street bank such as Halifax and Santander both I have been with over two years will not loan me the money. …

I must commend the efforts of Connor at Amigo patience of a Saint, really professional and helpful! Been helpful through an hour an 20 call. Amigo don’t make his job easy hence why a star is missing need to be more flexible and more reasonable going forwards it’s letting the staff down!

Good thing they arent offering loans any more. They’re complete scum.

They will ignore any and all contact from you, whilst sending threatening texts …

I give amigo loans a five star rating because the service one receives is excellent, they are very quick with no fuss. The security checks they do to guard against fraudsters is second to none. The staff are very friendly helpful and courteous keep up the good work team!!

I would give no stars but I want to leave a WARNING do not proceed with any loan with this company……they have no sympathy when you are diagnosed with stage 2 cancer….miss a payment by a day and they text, call, email and call your …

Absolutely brilliant service. Lost for words. Any other loan companies need to look at Amigo and take a leaf from them as they are quick responsive, very helpful and just get things done. I applied Friday, got a call today (Monday) to set …

My son and fiancé took out a loan with this company !
Amigo loans did not assess the affordability of either the borrowers correctly and my 74 year old father as guarantor! …

It is clear from the many critical reviews that regulators need to get a grip on this company. If they cannot compensate customers in full for their mis-selling, poor service and usurious interest rates they need to be closed down. If …

As long as you know how to honor your agreements and understand the basis of an agreement, your alright! BUT, I personally got treated unfairly. The interest rate is horrific and the personal who received the loan ended up being a con …

I applied for a loan late on a Friday afternoon and had a nice early phone call Monday morning to go through a few details and within minutes had a text message to say the loan had been paid out with details on how to create an account on …

I was very nervous about getting a loan especially one where I had to rely on a family member to help me, but Amigo Loans were really helpful and reassuring. The process was extremely quick and they made sure I was able to afford the …

A month after applying for a top up loan they have said it is a full loan. The guarantor has spoken to them several times but they still “need to have a quick word”. Phoned them. On hold 25 minutes. Then they say to ring them!!! Try to cancel top up and pay off original. No answer to emails! Rubbish

I found staff friendly and helpful however the interest even though i agreed to it is so overwhelming. I had a loan for £5000 and then topped up another £750 and I have been paying £226 a month for 10 months and nothing has come off the …

Rang in behalf of a client as their guarantor, but amigo refused because of the client not being able to speak English fluently. The client already knew how to speak English, but not FLUENTLY. Hate your customer service with a passion, at …

This is a good one for those who cannot get a loan from a mainstream company, which is rather odd considering they do the same checks. All you need is someone who can vouch for you. However if you cannot afford a loan, don’t get one. …

Terrible terrible people and customer service.I wouldn’t give them a star but a big 0
All these good reviews are given by their own staff or one person with different …

Scammers, mis-sell their loans and then make you pay triple the amount you originally borrowed! Stay away from this company, they will tie you up for years! I took out a loan for 10k based on them telling me I can afford it and staff …

Applied to this company, not impressed at all terrible customer service. They ask for guarantors, had one with great credit score and turned her down, mind you she did read their reviews before they phoned her and told them where to go. …

made me jump through hoops as a guarantor on a very minimal amount for a friend, then at last minute refused them ? not some thing i would normally do nor would entertain again , they now have my details ?? which i object strongly too , …

I cannot thank Amigo Loans enough for the help given when I needed it most. After being denied on few other websites, they have accepted me with minimum of paperwork. The staff are the most decent human beings that I have ever had the …

Great experience from start to finish. I work for a big player in the banking industry and due to personal problems filed for bankruptcy over 12 months ago. I struggled to finance something I desperately needed, amigo loans saved my life. Their application process is simple and transparent and stress free.

I apply and got approved my guarantor done same. They said will contact him shortly and that was 3 hours ago anymore knows why so long ? specially when Im already costomer …

Unprofessional company, will use unlawful scare tactics to target vulnerable people. Tell lies to get money. Chase after guarantors for enormous sums of money that they never borrowed. Charge unproportionate amounts of interest. Unwilling …

They willingly allow fraudulent activity, someone has used my phone number as a guarantor and they keep sending me messages asking me to pay someone else’s loan, even though I have spoken to them and informed them that it is not me, and to …

This company doesn’t even deserve one star. I went through an application and they told me I was accepted but just needed another person on the application. We sat and went through the application and was told the second person was accepted …

Was very doubtful about applying due to a recent run of bad luck causing negative credit rating , however the process was very easy and I was informed the next day that the funds have been paid out and would be in my guarantors account within 48 hours. Greatly helped me out of a temporary situation. Thank you Amigo.

Partner was informed she had been put up for a guarantor without her knowledge but upon calling amigo loans was unbelievably told they do NOT have a fraud department and they could not give out details of the person who had put the …

Ive had an account with amigo for around a year and a half. The amount of interest they charge is dispicable, they charge it cause they know people with bad credit cant go somewhere else hence they take advantage of that. I borrowed 10k, …

Applied for a consolidation loan (with guarantor) and the process was seamless from start to finish. I can now rest easy knowing I have one payment to make and the rest of my debts have been cleared. One happy and much relieved and relaxed cat, thanks to Amigo loans. Cheers.

AVOID! AVOID!! AVOID!!!

NOT EVEN WORTH A STAR!! …

AVOID! They encourage and support fraud!

Certain (known) people used my bank account details and forged my signature so …

Quick to give money out to you, are happy when full payments recieved.
But get into financial difficulty and need to lower repayments they dont like it and keep on at u. …

Terrible loan company, very patronising methods of talking to you. Constant texts and emails and court threats.
They make it seem they will not contact your gaurantor unless they need to, …

I am new to borrowing money and didn’t really know what to expect. Amigo made the process as smooth as could be expected. The two agents I dealt with (Julia and Sam) were polite, informative and proactive. Would recommend

Terrible company, this is the third loan I’ve had from them and the last! Even thou I’ve been a brilliant customer of theirs (never really got into any arrears) they will literally harass me with phone calls, stupid text messages and emails …

This is the gods honest truth. I don’t need to sit here and lie writing up a review to waste my time. I wish I had read the reviews before going with Amigo. They’re exactly like what the reviews are saying. Unhelpful and kind in the public …

Absolute waste of a company. We pay these on time a couple of times we have been late but we pay what we owe. As soon as we owe 20 quid there texting the guarantor. Sending letters out and this is within a couple of days. One occasion my …

Stay away ! Would never recommend amigo, they put stress on you and don’t help to work with you to sort out the loan. …

Excellent service. Friendly and very quick , no paperwork all online or via phone call. Will definitely use forever if possible, much better than a bank, who wouldn’t borrow to me due to lack of credit score, £236 in interest over a year …

Awful company to use do not use if you can obviously I know people use them when desperate but all I can see from them is knocking people when they are down even in the pandemic they will write you letters even if you are one day late which …

No idea how this place has got five stars. They need to be shut down. Pay them monthly no problem and still get emails, texts as well as my guarantors saying payment is late and in arrears. Apparently it’s automated! They harrass none stop, …

Absolute disgrace of a company.
I’ve been left unemployed due to covid 19 so asked for a short term payment holiday which was granted but is still reported to the credit reference agency to …

Rubbish, I made a payment yet kept getting emails and texts from them saying they were informing my guarantor that I hadn’t made the payment despite me having a copy of the transaction. I would not recommend this company they are useless …

Terrible. (Id give 0 stars if I could) Applied for a top up loan on a Friday. WHY DOES IT TAKE THEM OVER AN HOUR ON HOLD BEFORE THEY ANSWER? It’s like there’s only 2 people taking all the calls. Was told on the phone everything f would be …

Mis sold loan nothing explained how apr works all details on me wasn’t correct i.e income and dependants, so put in a claim and it got rejected now sent to ombudsman will need to wait a while but hopefully they can find that it was mis sold …

The worst agency ever ever!!! Disaster agency!
I wish we read the reviews before getting a loan from this company.
They harass you from day one of a missed payment; emails, messages, letters and …

Careful dealing with Amigo Loans
After making 90% repayment (within 4 months) of the total amount I took including interest, this was the message my guarantor received; …

I have breathing space with amigo loans until 1st September. I checked my account today they taken money out and it’s 3rd of August. They cause my other bills to default and my account to go overdrawn. Can’t sleep now stressing about all of …