PCF Bank reviews

Had a previous car loan with them which went smoothly – recently thought of contacting them for a new quote for a used car and they offered almost the same rate as my previous rate which was fantastic, beating all comparison sites and other …

I have bought five cars through this bank and they were always extremely helpful. …

Bought my first car through them. A 1.2 VW polo. I had a year and a half without payment issues til I lost my job due to covid in 2020. And thats when it all when downhil. I requested a payment holiday in order to buy so time til I got back …

Avoid ! Paid off my vehicle in full in 2018 only to find out in 2022 its on my file as in default !
Experian trying to resolve with little Progress.
Not fit for purpose!

Overall very poor experience. Paid vehicle off early and they then put on my experian credit file that missed direct debts even though they had actually still tried taking them despite vehicle been paid in full. They haven’t removed the …

Had two caravans on finance now with PCF bank and would highly recommend. Just settled my latest agreement with a healthy rebate . Always easy to contact

I’m not for voicing my opinion too often but I have found PCF Bank totally unreasonable, firstly in their charges. I settled a finance agreement early and got hit with exorbitant interest charges. Infact the settlement after 10 months was …

They do ”non regulated agreements”!! That means if you want to early settle a car finance agreement you’ll end up paying the full agreement interest + some early settlement charges= much more than paying in installments.

Excellent service from PCF BANK for the purchase of our caravan, very helpful staff and hassle free. Highly recommended and will use again in the future if I needed to.

Very helpful and personable over the phone. Obliging and good to arrange a loan with. Terms can be adjusted to suit and easy to make overpayment.

Don’t use this company they are scabby money grubbers you are better off going to a loan shark they would treat you more loyal
I have a agreement and paid every instalment for the last 4 years I apply for a …

I think the company upon reading why I have given one star will know why. Didnt address anything that my in depth report done with regards to the state of the Audi RS5 I bought. …

Bad service emailed me a while ago saying becoz I had an an excellent payment record with them I could get a better rate when extending my car loan and a better Apr. so I tried to extend my loan agreement with them but now there telling me …

Very helpful staff. Also managed to speak to the same person twice, and on email! Very unusual for a bank. Great customer service.