Here are the best (2023) bill payment companies in the UK:
- Worldpay:
The UK’s most popular payment processing company, Worldpay currently processes about half of all online payments in the UK. It offers a range of solutions for online, in-store, and mobile payments, as well as fraud prevention and data analytics services. - Stripe
Stripe is a global payment platform that allows businesses to accept payments from customers in over 135 currencies. It also provides tools for subscription management, invoicing, billing, and payouts - Opayo by Elavon: Opayo (formerly Sage Pay)
Opayo is a leading payment gateway provider in the UK that offers secure and reliable online payment solutions. It supports over 50 payment methods, including PayPal, Apple Pay, and Google Pay, and integrates with over 40 shopping carts and platforms. - Square:
Square is a payment service provider that enables businesses to accept card payments anywhere with a mobile device and a card reader. It also offers a suite of software tools for managing inventory, sales, invoices, and customer loyalty. - Shopify:
Shopify is an eCommerce platform that allows businesses to create and run online stores. It also provides a payment gateway called Shopify Payments that lets merchants accept credit cards, debit cards, and other payment methods without any additional fees or integrations.
| Payment company | Transaction fees | Monthly fees | Other fees | Fees URL |
|---|---|---|---|---|
| Worldpay | 2.75% + 20p for credit cards, 0.75% + 20p for debit cards | £19.95 for pay as you go plan, £49.99 for fixed monthly plan | £150 early termination fee, £4.99 PCI annual management fee | https://www.fisglobal.com/en-gb/merchant-solutions-worldpay/yourfees |
| Stripe | 1.4% + 20p for European cards, 2.9% + 20p for non-European cards | None | None | https://stripe.com/gb/pricing |
| Opayo by Elavon: Opayo (formerly Sage Pay) | 1.99% + 20p for credit cards, 40p for debit cards | £25 for flex plan, £45 for plus plan | £50 chargeback fee | https://www.opayo.co.uk/pricing |
| Square | 1.75% for card-present transactions, 2.5% for card-not-present transactions | None | None | https://squareup.com/gb/en/pricing |
| Shopify | 1.6% + 20p for Shopify Payments, additional fees for external payment gateways | $29 to $299 per month depending on the plan | None | https://www.shopify.co.uk/pricing |