Ocean Finance reviews

I was truly amazed at the speed and efficiency from Ocean Finance, right from the moment that my online application was accepted (within just a few minutes) until the arrival of my PIN and credit card which sensibly, arrived separately. …

The application process was easy and accepted instantly. The main issue was the postal service, which was the main letdown, where I had to order another card and pin as these didn’t arrive. To resolve this, Ocean support was quick and easy, …

Very easy to set up and get started. Account runs smoothly using the credit card is easy to make purchases and it is easy to make repayments. The debit amount is clearly indicated from the chart as you open the app.

Very easy and straightforward to apply for
They give you a realistic credit amount
Registering your card online is also very easy …

With a not so good Credit Score Ocean Finance offered me a credit card with a reasonable limit. I couldn’t believe myself. I kept receiving helpful emails detailing how it works and information on when my credit card will be delivered. …

I’m very happy with capital one. Whistle My credit scores were very bad then capital one helped me with a credit card. I shall try my best to keep my credit agreement and pay back on time and more than minimum payment.

Excellent prompt service that ran smoothly from start to finish. Only issue is the very low spending credit limit.
I wanted it for a specific purchase but low credit limit meant alternative to method to use.

I am very disappointed after taking a long gruelling process sending things by post etc to only be disclosed my credit limit as my card was on its way. It was only to the sum of 200 pound which if I had known this I wouldn’t of entered into …

Hi everyone who will be reading my review on Ocean Finance I’m truly pleased with this company it only takes a few minutes to see if you will be eligible for a card and it doesn’t affect your score they keep you up-to-date on what’s going …

Hi I’m Adam Gardner,
I’m happy to get the card, only I would like to keep it for hard times. I want to gain a limit as high as I can get. I had great help with activating my card as I’m still learning electronics,it’s great fun. Yours sincerely. Adam.

Dont get a loan from ocean finance your afool if you do they are not all they seem

Reasonable process, straight forward application and data requests. Kept me informed throughout, and pre-approval success! …

Unfortunately I have been unable to use my card. I tried 3 times online to make purchases but to no avail. Apparently my payments are on “temporary hold”
I no longer need these purchases now, 10 days later …

Great customer support!! App through Capital One so easy to use. Payment reminders, nearly 2 months interest free on purchases Very happy with card!!!

Applying for the card was easy and talking to the agent and setting up direct debit couldn’t have been easier. I personally recommend them.

Thanks for the ocesn card. it has helped so much in these difficult times. Also helped with showing and telling me what I have used and how much I have left too spend. It really helps
Regards rich

I recieved a very good service got no problems when asking for the card they said yes ..but when the code that was posted to me ..didnt work I could no see a number code at all .. that’s why card isn’t live it’s because I havnt received a …

There was meant to be a limit of £1200 but when it came it was only £200 I would never have bothered with it if I had known it was only that amount not that I would use it but knowing it’s there for emergency is nice but wrong information isn’t a nice or proper way to conduct business

I have enjoyed my ocean credit card I got the card and I got my pin on the capital one app after I activated my card, I would like to point out that someone else has said he hasn’t got his pin number yet he probably doesn’t realise that he can ask for one or download the capital one app.

I was amazed how easy it was to fill forms in no hassle + pin + card came 3-4 days ahead of date, so it’s helped me greatly for over the Christmas period very pleased indeed thank u very much for all your help 😁 …

Absolutely no complaint awesome service and the app is very easy to use would definitely recommend

I have received my oceans credit card but I have no pin or it so it is completely useless you usually get the pin within a day 2 of getting the card I have not got the pin so it’s totally useless so you’ll be as well having it back if you can’t sort it out I’ll cut the card in half and I’ll tell you yours sincerely Mr David Payne.

Ocean Card is easier to get and to activate and use within a day it arrive at house doorsteps. Experience is awesome. Only drawback I see credit limit is low.

It’s been brilliant so far, I’m a new customer but they’re really helpful the app is quite easy and I would recommend to friends definitely 10/10 service I’ll be sticking with ocean

This is the best card i’ve ever had, easy to see how much you’ve spent, and how much is left, re-payments are easy through Direct Debit, and you also get reminders to let you know when payment are due.

Just want to say a big thanks for accepting me,easy to apply, everything explained how to use my card in a sensible way…Thank You again.

Great easy no fuss application, speedy delivery of card and pin. Easy to follow App. A truly proffesioanal company.

Very straightforward. Haven’t used the card yet but am sure I will be happy

There are a few things that could be tweaked mainly in the app but that is something ocean will have to talk to capital one about I do have a capital one credit card as well so its the same things 1st is having the ability to have free …

Happy with whole experience quick response online site well set out no problems , Card arrived on due date App seems clear and easy to navigate

The experience of applying to Cean Finance was quick and easy .. and the communications was great .. would highly recommend anyone who is looking for a credit card to look no further you have found the best right here ..

Everything was straight forward with no drama. My card and pin arrived on time and activating was simple and only took a few moments.very pleased all round

Hello Ocean Finance I have found the card very useful and intend making more use of it. I would like to increase my limit to £1000 as I want to purchase something from Lurn.com which will help me financially in the long run. He is a very …

Hiya my name is Daryl and I’m just writing a quick review of ocean finance,
Well from applying which I must say was very easy and straight forward to receiving my card which again was very quick,the overall process was very easy,quick …

Very happy with the service I received very helpful and fast desion on the credit card. Much better than other companies 10/10

I have dealt with the Parent Company of Ocean Finance, – “Capital One” for a long time and, I have found that they are very easy and helpful to deal with! I would have no problem with recommending them to anyone who might be considering taking a Credit card with them!

Realy great to start getting a better credit history. Easy to apply and thw app is easy to use and great to manage account and and card. Very impressed.

My card arrived swiftly. I have had no problem using it. Will definitely recommend Ocean finance.

Quick, easy, and no hassle application. Card arrived very promptly.

Think it’s great you keep in touch code and card came through quickly you can see at a glance how much you spending and what’s left app is great had real problem at supermarket thought card been declined was able to get through to agent …

Received my card got it activated and have found it so easy to use when shopping.

So far so good it’s early days. is it possible for me to telephone in to check my balance and make payments? Yours truly Keith Hodiak

Very competent and very quick to respond to the application, very fast delivery of the card, I recommend with confidence

Thank you for the trust and support, having this card makes daily life easier.the easy to follow web site and email support is gratefully received.

My credit score is very bad but Ocean Finance gave me a very nice name it which is very comfortable for me it is absolutely fantastic I didn’t think I would actually get the credit card at all I was quite surprised and well happy

I am happy the way you treated me and I need to added my credit limit up to 1000

everything is fine nice and easy to set up plus quick delivery of my card. Excellent . thank you for your help.

Good communication, But too many duplications of emails. Everything went smoothly from the word go till the card came and I hope to have a good relationship for the future.

It’s fast and easy but £200 limits is a bit pointless most credit cards is £500min but it was very easy to get and maybe they will increase the limits as you pay

Got my card sorted for Christmas and looking forward to taking advantage of the January sales it usually takes me all of January to clear my feet and I sometimes miss out on some good sale items but not this January. Thanks ocean finance I will be careful.

Excellent service 10/10 no problems from the start to finish I will have no problem , passing on my experience to other people wanting a company to deal with , thank you

Excellent serve. Everthing went smoothly. Card and pin arrived as promised. Very impressed

Applying was easy and the response time for pin and card to be delivered was excellent

Due to my credit rating I am extremely pleased with the way I was approached about my account and over a few months secured my account with you. Subsequent to opening my account my credit rating has increased. …

It was easy to use l have used half if the money in the card Can’t wait to pay and have more

Fast, Responsive!
Customer support is cool.
They give 56 days Interest free Credit transaction.

I still have not received my card it’s been over 11 days now

This company has been around for a long while.. I can remember back to when you could see a British Steel company logo flying high on the North side of CHICAGO, USA. Around the same time the American Express credit card company was …

hi i use clear score i had notifications for credit catds loans and car finance mortgages so i applied got accepted straight away good credit limit credit builder excellent choice for me thanks

I have not applied for a Capital One credit card, but keep getting emails saying that I have a card ending 4828! Please stop sending these incorrect messages.

Great credit card really good app too keep control of your spending and easy to pay .

The whole process was easy no problems applying, no worries at all. So simple😀 …

Because I do not own a mobile phone because I’m visually impaired I could not set up an online account even though it states you can use a land-line

Happy with it so far but would more happier if they up my credit limit for me

thank you it’s great now I can keep money for birthdays @ Christmas for my children

Very prompt delivery of card but sadly no pin number.
You want me to activate my card without a pin number so I can use it .really ?

Excellent customer care 👌 more smart way Translation details information showing it was big support for my family 👪 monthly shopping 🛍 I Like Ocean finance …

Where is the Ocean Credit Card ? I have not yet received the Credit Card, and hence not prepared to give any feedback until I have received the Ocean Credit Card.

Pros:
Flexibility on Eligibility
Cons: …

Hi my name is John I would just like to say to all the people I have Dealt with they have been most professional really helpful and I couldn’t want for a better service than I’ve already had I don’t think you need to change anything John Willis

How can my card be set up when i havent recieved my pin number yet, after recieving my card 3 weeks ago not good service !

Was fantastic got my card pin no problem great company I will definitely recommend my friends and family to your company really helpful

All so far a very positive experience. Clear explanations, fast delivery and very useful and easy-to-navigate App. Would definitely recommend.

I applied online it was all easy and straight forward they tell you if you have been accepted or not if you have you can download there app and when your card comes you follow the simple instructions you get your pin on the app and you can activate your card also on the app . Would recomend you give them ago

Fantastic card to build your credit. If there’s any issues there’s always someone on the end of the line to help better than messages. Proper old school.

Very clear and easy to set up. Good friendly advice. Would recommend it to others

I found the whole process quick and simple non evasive so very happy with the service provided

Very helpful and my personal view was that I didn’t think I could get a credit card. Thank you for all your help.

First off so sorry of my last inacurate message i didn’t realise that ocean/capital one was the same company that’s why i gave you a wrong statement still now i know the facts . So your a great finance company and thanks for having me a member ……..

Very good fast service will deffo recommend very helpful people 10/10 service….