Ocean Finance average reviews all over the web

4.4
Total Reviews 80

Average reviews from all platforms

Average Rating 4.4

Average reviews from all platforms

  • 5.0
    59
  • 4.0
    9
  • 3.0
    4
  • 2.0
    1
  • 1.0
    7
Ocean Finance reviews breakdown:
Google
4.4
80

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80 Ocean Finance reviews on Google

MG
Martin Gray 9 months ago on Google
( 5 out of 5 )

I was truly amazed at the speed and efficiency from Ocean Finance, right from the moment that my online application was accepted (within just a few minutes) until the arrival of my PIN and credit card which sensibly, arrived separately. …

CC
cuffyx cuffyx 9 months ago on Google
( 5 out of 5 )

The application process was easy and accepted instantly. The main issue was the postal service, which was the main letdown, where I had to order another card and pin as these didn’t arrive. To resolve this, Ocean support was quick and easy, …

DM
David Metherell 9 months ago on Google
( 5 out of 5 )

Very easy to set up and get started. Account runs smoothly using the credit card is easy to make purchases and it is easy to make repayments. The debit amount is clearly indicated from the chart as you open the app.

ST
sharon Tipper 9 months ago on Google
( 5 out of 5 )

Very easy and straightforward to apply for
They give you a realistic credit amount
Registering your card online is also very easy …

AD
anthony dolapo 9 months ago on Google
( 5 out of 5 )

With a not so good Credit Score Ocean Finance offered me a credit card with a reasonable limit. I couldn’t believe myself. I kept receiving helpful emails detailing how it works and information on when my credit card will be delivered. …

MI
Mohammed Islam 9 months ago on Google
( 5 out of 5 )

I’m very happy with capital one. Whistle My credit scores were very bad then capital one helped me with a credit card. I shall try my best to keep my credit agreement and pay back on time and more than minimum payment.

JB
Julie Balls 9 months ago on Google
( 4 out of 5 )

Excellent prompt service that ran smoothly from start to finish. Only issue is the very low spending credit limit.
I wanted it for a specific purchase but low credit limit meant alternative to method to use.

KS
Kris Shaw 9 months ago on Google
( 1 out of 5 )

I am very disappointed after taking a long gruelling process sending things by post etc to only be disclosed my credit limit as my card was on its way. It was only to the sum of 200 pound which if I had known this I wouldn’t of entered into …

TW
Teresa Whitmore 9 months ago on Google
( 5 out of 5 )

Hi everyone who will be reading my review on Ocean Finance I’m truly pleased with this company it only takes a few minutes to see if you will be eligible for a card and it doesn’t affect your score they keep you up-to-date on what’s going …

AG
Adam Gardner 9 months ago on Google
( 5 out of 5 )

Hi I’m Adam Gardner,
I’m happy to get the card, only I would like to keep it for hard times. I want to gain a limit as high as I can get. I had great help with activating my card as I’m still learning electronics,it’s great fun. Yours sincerely. Adam.

YW
Yvonne Webb 9 months ago on Google
( 1 out of 5 )

Dont get a loan from ocean finance your afool if you do they are not all they seem

M
Misku-6357 9 months ago on Google
( 4 out of 5 )

Reasonable process, straight forward application and data requests. Kept me informed throughout, and pre-approval success! …

MH
Morag Hurst 9 months ago on Google
( 2 out of 5 )

Unfortunately I have been unable to use my card. I tried 3 times online to make purchases but to no avail. Apparently my payments are on “temporary hold”
I no longer need these purchases now, 10 days later …

JR
Jamie Ryan 9 months ago on Google
( 5 out of 5 )

Great customer support!! App through Capital One so easy to use. Payment reminders, nearly 2 months interest free on purchases Very happy with card!!!

RD
Richard Dooley 9 months ago on Google
( 5 out of 5 )

Applying for the card was easy and talking to the agent and setting up direct debit couldn’t have been easier. I personally recommend them.

RN
Richard Nicholson 9 months ago on Google
( 5 out of 5 )

Thanks for the ocesn card. it has helped so much in these difficult times. Also helped with showing and telling me what I have used and how much I have left too spend. It really helps
Regards rich

CF
Charlotte Fisher 9 months ago on Google
( 5 out of 5 )

I recieved a very good service got no problems when asking for the card they said yes ..but when the code that was posted to me ..didnt work I could no see a number code at all .. that’s why card isn’t live it’s because I havnt received a …

AB
Alistair Burns 9 months ago on Google
( 3 out of 5 )

There was meant to be a limit of £1200 but when it came it was only £200 I would never have bothered with it if I had known it was only that amount not that I would use it but knowing it’s there for emergency is nice but wrong information isn’t a nice or proper way to conduct business

SC
Simone Clapham 9 months ago on Google
( 5 out of 5 )

I have enjoyed my ocean credit card I got the card and I got my pin on the capital one app after I activated my card, I would like to point out that someone else has said he hasn’t got his pin number yet he probably doesn’t realise that he can ask for one or download the capital one app.

MW
Michelle Wright 9 months ago on Google
( 5 out of 5 )

I was amazed how easy it was to fill forms in no hassle + pin + card came 3-4 days ahead of date, so it’s helped me greatly for over the Christmas period very pleased indeed thank u very much for all your help 😁 …

DB
Daniel Brown 9 months ago on Google
( 5 out of 5 )

Absolutely no complaint awesome service and the app is very easy to use would definitely recommend

DP
David Payne 9 months ago on Google
( 1 out of 5 )

I have received my oceans credit card but I have no pin or it so it is completely useless you usually get the pin within a day 2 of getting the card I have not got the pin so it’s totally useless so you’ll be as well having it back if you can’t sort it out I’ll cut the card in half and I’ll tell you yours sincerely Mr David Payne.

DT
Dr Tunio 9 months ago on Google
( 5 out of 5 )

Ocean Card is easier to get and to activate and use within a day it arrive at house doorsteps. Experience is awesome. Only drawback I see credit limit is low.

DO
donna odell 9 months ago on Google
( 5 out of 5 )

It’s been brilliant so far, I’m a new customer but they’re really helpful the app is quite easy and I would recommend to friends definitely 10/10 service I’ll be sticking with ocean

MY
Mervyn Yardley 9 months ago on Google
( 5 out of 5 )

This is the best card i’ve ever had, easy to see how much you’ve spent, and how much is left, re-payments are easy through Direct Debit, and you also get reminders to let you know when payment are due.

ML
Mark Lothian 9 months ago on Google
( 5 out of 5 )

Just want to say a big thanks for accepting me,easy to apply, everything explained how to use my card in a sensible way…Thank You again.

GM
glenn miller 9 months ago on Google
( 5 out of 5 )

Great easy no fuss application, speedy delivery of card and pin. Easy to follow App. A truly proffesioanal company.

MM
Mabel Marks 9 months ago on Google
( 5 out of 5 )

Very straightforward. Haven’t used the card yet but am sure I will be happy

DW
Dbizzle87 ward 9 months ago on Google
( 4 out of 5 )

There are a few things that could be tweaked mainly in the app but that is something ocean will have to talk to capital one about I do have a capital one credit card as well so its the same things 1st is having the ability to have free …

MB
Michael Baldwin 9 months ago on Google
( 5 out of 5 )

Happy with whole experience quick response online site well set out no problems , Card arrived on due date App seems clear and easy to navigate

LH
Louise Hunter 9 months ago on Google
( 5 out of 5 )

The experience of applying to Cean Finance was quick and easy .. and the communications was great .. would highly recommend anyone who is looking for a credit card to look no further you have found the best right here ..

RB
Ray Bell 9 months ago on Google
( 5 out of 5 )

Everything was straight forward with no drama. My card and pin arrived on time and activating was simple and only took a few moments.very pleased all round

EH
Ernie Hughes 9 months ago on Google
( 5 out of 5 )

Hello Ocean Finance I have found the card very useful and intend making more use of it. I would like to increase my limit to £1000 as I want to purchase something from Lurn.com which will help me financially in the long run. He is a very …

DH
daryl harness 9 months ago on Google
( 5 out of 5 )

Hiya my name is Daryl and I’m just writing a quick review of ocean finance,
Well from applying which I must say was very easy and straight forward to receiving my card which again was very quick,the overall process was very easy,quick …

MQ
Martin Quintin 9 months ago on Google
( 5 out of 5 )

Very happy with the service I received very helpful and fast desion on the credit card. Much better than other companies 10/10

TA
Tony Archer 9 months ago on Google
( 5 out of 5 )

I have dealt with the Parent Company of Ocean Finance, – “Capital One” for a long time and, I have found that they are very easy and helpful to deal with! I would have no problem with recommending them to anyone who might be considering taking a Credit card with them!

ML
Mike Lewis 9 months ago on Google
( 5 out of 5 )

Realy great to start getting a better credit history. Easy to apply and thw app is easy to use and great to manage account and and card. Very impressed.

FD
Francis Daniels 9 months ago on Google
( 5 out of 5 )

My card arrived swiftly. I have had no problem using it. Will definitely recommend Ocean finance.

CN
Claire Nunn 9 months ago on Google
( 5 out of 5 )

Quick, easy, and no hassle application. Card arrived very promptly.

R
rubytu1 9 months ago on Google
( 5 out of 5 )

Think it’s great you keep in touch code and card came through quickly you can see at a glance how much you spending and what’s left app is great had real problem at supermarket thought card been declined was able to get through to agent …

SC
Susan Chapman 9 months ago on Google
( 5 out of 5 )

Received my card got it activated and have found it so easy to use when shopping.

KH
Keith Hodiak 9 months ago on Google
( 4 out of 5 )

So far so good it’s early days. is it possible for me to telephone in to check my balance and make payments? Yours truly Keith Hodiak

IO
ionuț Oniga 9 months ago on Google
( 5 out of 5 )

Very competent and very quick to respond to the application, very fast delivery of the card, I recommend with confidence

DD
Duncan Dobson 9 months ago on Google
( 5 out of 5 )

Thank you for the trust and support, having this card makes daily life easier.the easy to follow web site and email support is gratefully received.

ML
Max Lomas 9 months ago on Google
( 5 out of 5 )

My credit score is very bad but Ocean Finance gave me a very nice name it which is very comfortable for me it is absolutely fantastic I didn’t think I would actually get the credit card at all I was quite surprised and well happy

GM
Guy Mantezolo 9 months ago on Google
( 5 out of 5 )

I am happy the way you treated me and I need to added my credit limit up to 1000

VC
Vkevin Clohessy 9 months ago on Google
( 5 out of 5 )

everything is fine nice and easy to set up plus quick delivery of my card. Excellent . thank you for your help.

DT
Denis Tearle 9 months ago on Google
( 4 out of 5 )

Good communication, But too many duplications of emails. Everything went smoothly from the word go till the card came and I hope to have a good relationship for the future.

WS
Will Sarginson 9 months ago on Google
( 4 out of 5 )

It’s fast and easy but £200 limits is a bit pointless most credit cards is £500min but it was very easy to get and maybe they will increase the limits as you pay

JM
john mcdermott 9 months ago on Google
( 5 out of 5 )

Got my card sorted for Christmas and looking forward to taking advantage of the January sales it usually takes me all of January to clear my feet and I sometimes miss out on some good sale items but not this January. Thanks ocean finance I will be careful.

PC
Peter Curwen 9 months ago on Google
( 5 out of 5 )

Excellent service 10/10 no problems from the start to finish I will have no problem , passing on my experience to other people wanting a company to deal with , thank you

JS
jennifer smith 9 months ago on Google
( 5 out of 5 )

Excellent serve. Everthing went smoothly. Card and pin arrived as promised. Very impressed

SG
shaun groat 9 months ago on Google
( 4 out of 5 )

Applying was easy and the response time for pin and card to be delivered was excellent

DM
Dirk Menage 9 months ago on Google
( 5 out of 5 )

Due to my credit rating I am extremely pleased with the way I was approached about my account and over a few months secured my account with you. Subsequent to opening my account my credit rating has increased. …

PH
Pamela Howlett 9 months ago on Google
( 5 out of 5 )

It was easy to use l have used half if the money in the card Can’t wait to pay and have more

A�
Aaseevaham ஆசிவகம் 9 months ago on Google
( 5 out of 5 )

Fast, Responsive!
Customer support is cool.
They give 56 days Interest free Credit transaction.

DC
David Caddell 9 months ago on Google
( 1 out of 5 )

I still have not received my card it’s been over 11 days now

IS
Ian Smith 9 months ago on Google
( 5 out of 5 )

This company has been around for a long while.. I can remember back to when you could see a British Steel company logo flying high on the North side of CHICAGO, USA. Around the same time the American Express credit card company was …

PE
philip edmondson 9 months ago on Google
( 5 out of 5 )

hi i use clear score i had notifications for credit catds loans and car finance mortgages so i applied got accepted straight away good credit limit credit builder excellent choice for me thanks

AB
Anthony Bagnall 9 months ago on Google
( 1 out of 5 )

I have not applied for a Capital One credit card, but keep getting emails saying that I have a card ending 4828! Please stop sending these incorrect messages.

LA
Lee Armstrong 9 months ago on Google
( 5 out of 5 )

Great credit card really good app too keep control of your spending and easy to pay .

AL
Annette Lee 9 months ago on Google
( 5 out of 5 )

The whole process was easy no problems applying, no worries at all. So simple😀 …

DC
David Curran 9 months ago on Google
( 3 out of 5 )

Because I do not own a mobile phone because I’m visually impaired I could not set up an online account even though it states you can use a land-line

NR
nev2k20 Reed 9 months ago on Google
( 4 out of 5 )

Happy with it so far but would more happier if they up my credit limit for me

EP
ellie perrin 9 months ago on Google
( 3 out of 5 )

thank you it’s great now I can keep money for birthdays @ Christmas for my children

LB
LAWRENCE Bridgen 9 months ago on Google
( 1 out of 5 )

Very prompt delivery of card but sadly no pin number.
You want me to activate my card without a pin number so I can use it .really ?

AF
Ahmed F U 9 months ago on Google
( 5 out of 5 )

Excellent customer care 👌 more smart way Translation details information showing it was big support for my family 👪 monthly shopping 🛍 I Like Ocean finance …

PB
Partha Biswas 9 months ago on Google
( 3 out of 5 )

Where is the Ocean Credit Card ? I have not yet received the Credit Card, and hence not prepared to give any feedback until I have received the Ocean Credit Card.

LS
l Symon l 9 months ago on Google
( 4 out of 5 )

Pros:
Flexibility on Eligibility
Cons: …

JW
John Willis 9 months ago on Google
( 5 out of 5 )

Hi my name is John I would just like to say to all the people I have Dealt with they have been most professional really helpful and I couldn’t want for a better service than I’ve already had I don’t think you need to change anything John Willis

JR
Jason Ryder 9 months ago on Google
( 1 out of 5 )

How can my card be set up when i havent recieved my pin number yet, after recieving my card 3 weeks ago not good service !

RJ
Rosemary James 9 months ago on Google
( 5 out of 5 )

Was fantastic got my card pin no problem great company I will definitely recommend my friends and family to your company really helpful

EA
Elizabeth Allen 9 months ago on Google
( 5 out of 5 )

All so far a very positive experience. Clear explanations, fast delivery and very useful and easy-to-navigate App. Would definitely recommend.

TM
Tracy Micah 9 months ago on Google
( 5 out of 5 )

I applied online it was all easy and straight forward they tell you if you have been accepted or not if you have you can download there app and when your card comes you follow the simple instructions you get your pin on the app and you can activate your card also on the app . Would recomend you give them ago

AJ
arwel jones 9 months ago on Google
( 5 out of 5 )

Fantastic card to build your credit. If there’s any issues there’s always someone on the end of the line to help better than messages. Proper old school.

EB
elaine baldwin 9 months ago on Google
( 5 out of 5 )

Very clear and easy to set up. Good friendly advice. Would recommend it to others

SB
Symon Boulton 9 months ago on Google
( 5 out of 5 )

I found the whole process quick and simple non evasive so very happy with the service provided

DH
Derrick Hillman 9 months ago on Google
( 5 out of 5 )

Very helpful and my personal view was that I didn’t think I could get a credit card. Thank you for all your help.

IP
Ian Platt 9 months ago on Google
( 5 out of 5 )

First off so sorry of my last inacurate message i didn’t realise that ocean/capital one was the same company that’s why i gave you a wrong statement still now i know the facts . So your a great finance company and thanks for having me a member ……..

BG
Barclay George 9 months ago on Google
( 5 out of 5 )

Very good fast service will deffo recommend very helpful people 10/10 service….

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