RateSetter reviews

Such a fluid and straightforward process to get my loan. Within 10 mins, I had a decision, and within a day, the money was in my account. Good rates so APR was what i needed. Would highly recommend.

Brilliant service from the start and finish. Wasn’t aware they existed. Did a soft credit check and check which I passed. Took less than 15 minutes to complete my request and approved immediately and the money was in my account next working …

Extremely easy to manoeuvre through the loan process and fairly straightforward and quick, I’ll definitely recommend them, it’s my second loan with them and after some research I’d say they offer some competitive rates and there are no …

Positives:
Excellent customer service
Excellent APR rate (8.9% on a personal loan) …

I got a personal loan with rate setter to buy my car. They have been great with me. A few years later I’ve taken out a Home Improvement loan with them, again, so easy and clear. I would definitely rate them as a loan company.

I took out a personal loan with Ratesetter recently and the entire process was straightforward with the money in my bank account the next day at 3pm. They offered the lowest interest rate with my credit score. Highly recommend.

Easy to apply, quick decision, very good rate compare to the other lenders, and very secured. I would highly recommend RateSetter to friends, family, and anybody looking forward to take a loan.

Loan was arranged effortlessly, no paperwork all done on line, money transferred, car bought.
Their website is clear and unambiguous easy to follow, so far all is good.

Excellent no nonsense service. Clear and unambiguous terms. Ratesetter is the king of reasonable charges and interest. I’d like a halal lone to be available from ratesetter. Please keep the ethos you have and keep prices affordable for genuine customers.5*.

Really easy and smooth process. Applied, had a return email to call, phoned and spoke to the company then to the underwriter, had a decision within minutes and the money was in my bank within 48 hours.

I can’t believe how quick and how simple it was to get my loan. I love how easy it is to manage my loan too. Applied and got my loan, and changed the direct debit date, all within like 3 working days.

Highly recommended, Professional and helpful when you need help.

I have tried to contact to them on call and on email as well and I got …

All done online. I applied for a loan on Saturday evening, got pre-approved on Sunday morning and approved on Sunday evening. Money in my account Monday at 6pm. …

I got the loan which I asked for really easily and really quickly and at a much better rate than the competitors. Awesome service .

Quick and easy to apply. Excellent customer service. Would not hesitate to recommend them to others.

Applied and was instantly accepted without having to explain myself wherr the money is going.after acceptance I changed the date of payment without any problems. So far so good!

Fantastic applied and accepted within hours. No fuss or bother. Recommend them highly.

Absolutely 1st Class , no problems and were quick with their decision. I’d absolutley recommend them.

Excellent loan service, easy to apply with quick decision, easy to check your loan online and make extra payments

Very quick decision and money in account. Easy to apply. And good Apr. Great from start. 👍 …

Amazing company. Made the whole experience so easy. Money was in my account exactly when I was told it would be. Would definitely recommend RateSetter.

Excellent , so easy to deal with and decision was almost instant.

Use to pay off car loan as they came out much cheaper, saved nearly £60.00 a month.

The company said they can help even though my credit history was not 💯 percent .. they sorted everything and no fuss etc. first class …

Really good service! Kept in contact via e mail with information, quick response and easy access

RateSetter delivered their promise of a quick and easy preocess to get a loan with good rates. Amazing service. I got this loan through clearscore to consolidate all my borrowing so that I could be making one payment. I got my loan within …

Great service . Quick and easy transaction. A very competitive rate and actually better than my bank. I would recommend 👍 …

Well this is my first borrowing and I must say it was pretty easy I have also explain why I am borrowing the money and gave my word to pay my outstanding back on time. The interest rate is low compare to other companies for first time they were nice enough to accept it thank you

They was very quick and very easy to use the app and very quick with the money being my account.I have use them for years and it makes borrowing money very easy

Quick and hassle free even when I had e mail trouble it was resolved immediately.

a very easy transaction. it took less than 5 minutes to arrange and all details were in black and white. a pleasure to do business with. Thank you

They are realiable, for the first term I requested for a loan for my debt consolidation. After I have applied online within 8min, my requests was granted.

I love Ratesetter and would not use anyone else. Easy to obtain a quote and to sort the loan. The best part is you are in control. I like being able to pay more without penalties. Website is easy to use too.

The application from start to finish was very quick and hassle free. The money was in the bank by the next day, as they said it would be! I would recommend to others.

Very simple and quick process in getting approval. Money in account the next WORKING day as promised. Competitive APR. Couldn’t be easier. Just make sure you are aware of the fees. They are written into the small print and added on top of the loan.

Good evening, I decided to leave a review on merit, I am very glad that I applied to Ratesetter for a financial loan to buy my desired car, I am glad that I was approved in just one day after applying very quickly I advise those who want …

This company is offering nearly the best financial service with great and affordable intrest. 2nd time to take loan out from Ratesetter. Great company friendly costumer service. recommended

The application form was easy to understand and complete. I got a answer almost immediately sand funds was released when stated. Well done

Brilliant, no messing.
Approved within minute’s and money in the bank the next day.

Very easy from start to finish. Highly efficient and easy to follow processes and systems. Rates are on point. Thank you.

Easy to use facility with great customer service and support. Have used this company multiple times over the years and would recommend anyone to consider using them.

Really quick and easy,and really competitive rate,in my bank within 24 hours. Brilliant experience

Exceptional service. Good advise and got it approved in a day . 😀 …

Hi I’ve nothing but good to say very quick progress with lots of information

Great Company! Was easy and straight forward applying and money was deposited in my account at the time they promised!

The team kept me informed about the process the whole way through and made use of the available technology to ensure a safe and speedy transaction.

Very simple and speedy experience. I applied for a loan and within 3 hours it was approved.

Been a really easy process from start to finish, needed a loan for a home emergency and had my loan approved in no time and money in the bank the following day.

Recommended via MoneySupermarket. Chosen as best rate available (much better than other options). Loan approval process was easy and quick. Funds were transferred in the time period stated on approval message.

First class service, I made an enquiry about a loan for home improvements, I filled in the application online, in about 10 minutes, I had a decision in principle there and then, I decided I would use their service for my loan, shortly after …

Quick and so simple to do money was in bank next working day would highly recommend 5 stars from me

Easy to do, money transferred quickly, clear online forms, cheapest loan I could find, really impressive.

Very easy and straightforward, fast efficient service. Would highly recommend.

Great customer service, fast documentation! Kind and professional service! I felt relaxed to work with them, I know I am in good hands.

Applied through ClearScore, loan / interest rate was the same as quoted – lowest interest rate I’ve came across by far. Had a small issue that needed resolved before setting up direct debit – customer service were helpful and quick to sort …

My go to company for loans. No nonsense and time wasting like other loan companies that quote you a rate then double it after you’ve applied and gone through credit checks.

Amazing professional service and rapid response. Excellent overall. I strongly recommend it!!

The whole application process was dead easy from start to finish, and a very speedy service overall. They also had the best deal so a happy customer here 😌 …

First class service no hard forms to fill very easy and quick would recommend to anyone

Fast and friendly service that kept me notified of how my loan was going many thanks for your help

Very satisfying service provided, customer loyalty is 1st class unbelievable service.
Well done everyone keep up the good work.
Thank you kind regards Kp

Very easy application process and straight forward verification of credit history. The rates are most reasonable amongst all lenders. The loan was sanctioned and deposited in to my bank the very next day. No hidden penalties for early …

Very friendly and very helpful indeed, I can’t fault them at all and the money was in my account the next working day, fantastic all round 👏 …

So easy to get on the phone and very helpful ! with very quick response.
Highly recommend

Easy process to apply and approval was quick. Flexibility to change you payment date is great.

Very easy to apply with a quick response. You can manage your loan online easily.

Fantastic experience so far, straightforward with excellent communication at each stage.

Low interest rates and a very quick and simple process. Very happy with RateSetter, would definitely recommend and would 100% use again!

Quick straight forward and easy.
Money was in my account within 24hrs.

Best experience ever from my over 25 years dealing with financial institutions . They handled everything efficiently and met deadlines. RateSetter delivered everything they promised me. Highly recommended.

This was the 4th loan with RateSetter and, as always, everything went very easy and very fast.

Excellent service! Quick, friendly, efficient, and my personal advisor Louis went above and beyond to find me the best offer for what I was looking for. Highly recommend

Very competitive rates, helped me out of a tough spot. Would recommend

Great choice! Couldn’t actually believe the money was in my account the next day. Also the rate is much lower than anywhere else I’ve looked at. Did a search on compare the market and RateSetter was my best option. After reading all the reviews I had no doubt this was the right choice. Will definitely borrow again.

So easy to use , great service, very helpful .
Funds in my account the next working day , I would recommend them to anyone

Excellent, hassle free transaction completed in one easy step.

applied on line got a quick reply money put in my account next day no fuss no problems

very satisfied with RateSetter, everything is explained in the contract and easy to apply I RECOMMEND TO EVERYONE

The process was seamless and smooth, documentation was clear and understandable, a brilliant experience.

Great to deal with. Fast, smooth process with no messing. Great rates

First rate service, very quick decision, all went well.