MoneyBoat.co.uk reviews

Complete waste of time. I must be on another site to all these people who have had no problems. Applied then told I had to add my address which I already had. Wouldn’t let me add it. Applied again told they would contact me. Then got …

Modern day cowboys, their response to a serious complaint took less than two days to not uphold it and they have actually questioned the evidence. What type of customer service is that? I was horrified at the response. …

Absolutely awful company. Quick to lend but unreasonable if fall in to difficulties. Offered a reasonable offer of payment due to divorce and cost of living and expected 4 times the amount. …

I Cancelled the loan and they put a missed payment on my credit file which has huge consequences. When I emailed them to ask they correct this misinformation, they responded they can’t comment on this. AVOID!

17:41
.al 5G O
Evergreen …

Dont be too desperate to use these guys. They will destroy your credit file further. You do not have to miss a payment before it damages your file. Immediately decent lenders see them on your file they will run away from you.

I don’t think they value loyalty and good paying customers never missed a payment all loans payments paid in time, get message declined internal affordability stuff, can see them losing a lot of customers if they do this to good payers….

SCAM … STAY AWAY … for somebody that very very rarely applies for such loans with excellent credit history … they will approve your loan, ask for all your personal info including bank statements then no money is actually sent. Stick with more recognised loan brands if the need is required

Not taken a loan from them yet thay put money in my bank account and now saying that I can’t pay it back and holding my credit score to ransom avoid this company at all costs

They make you feel so small about not being able to afford a payment , they interrogate you, so many questions, I understand they have to establish what is happening with you but the way they go about it makes you feel so useless and small honestly horrible I’m so disappointed

Avoid! Asking to sync bank account to their app and after they ask to send bank statement. So why the first action?
Avoid!

Firstly you said we do a affordability check well you didn’t on my first loan and secondly if you was bothard about our financial well-being you wouldn’t be charging us 1000% interest

A quick and easy process with helpful emails if you have questions or get stuck along the way..
Very good value too, a great company tò use. Would definitely recommend them to …

Unfortunately was declined, they sent a message saying “This may be due to a number of reasons including failing our internal credit or affordability criteria.” but they are not sure what it is maybe it could be this reason maybe it’s that …

Avoid these loans

It is criminal the amount they charge in interest payments. Everyone who has …

Fantastic service. Was lighting fast and very easy to apply and sign the documenta. The funds were in my bank within a matter of minutes. Its a fantastic help when I was in need of assistance. Definitely recommend. …

I’m extremely happy with my experience with these guys. The whole process was quick and straight forward. Of course they ask you to send documents, payslips and etc, as any other company would. I applied in the morning and got an email …

Filthy company praying on the vulnerable. Didn’t call me once and put a CCJ on my credit file after getting into financial difficulty. Luckily my finances are back on track and CCJ has been removed the quicker this company is liquidated the better.

Have used this company a couple of times, never had a problem always paid my loans on time. Applied recently and was refused as apparently didn’t meet their criteria, obviously being a good customer paying on time doesn’t matter.

very quick turn around once I had provided details necessary to get my loan applied. I’m very impressed and greatly appreciative of them helping me out at a difficult time. I would definitely recommend them

Poor service!!! when it comes to collecting they will bend over backwards to contact you to try to get money off you, but when something goes wrong and they have to refund you a duplicate payment or a complaint they will ignore all calls and emails.

I was in need of financial help and MoneyBoat has treated me professionally and fairly. There was a time that I was in financial difficulty and as a responsible lender they were able to assess my claim and explained why they were unable to …

Website is very easy to navigate and sets out terms and conditions very clearly. The service is very fast as well, and confirms your eligibility very quickly. Also it’s properly regulated by Financial Authorities which is ‘must’ if looking for a loan for any purpose.

The form was so simple to complete and the entire process was very quick The App is a great addition which enables you to keep an eye on your account. The entire process was seamless and quick and the funds were in my account 15mins after I signed my agreement. Lovibg Moneyboat so far ! Thanks

I applied got accepted signed agreements, had contract schedule of repayment etc. i understand weekend but no funds? Am I expected to wait til Monday for funds even tho been approved and accepted?

Friendly,helpful,efficient,reliable service from start to finish. Easy to fill in no fuss applications. Well structured and managed. Used previously and would definitely recommend!!

STAY AWAY FROM THEM! They rip you off, if you’re late a few hours they begin to call you and send messages before 9AM. Once they give you the money:”Have a nice day!” and after one hour:”Where’s my money?” when I’m the one paying the interest to these greedes (instead of giving it to a homeless) and destroying my credit scoring.

Terrible service, provided all details they asked for including payslips and statements and all is fine, but refused to move forward with application without a work email or calling and leaving a message? I told them I have no work email …

I have recently reported this business to FCA. I had a loan out end of 2019 and made a few payments on the loan before I was unwell and in hospital and medical issues. Covid then hit and obviously could not contact the company. anyhow I was …

Don’t use them they are sharks , you can’t remortgage and affects your credit file , they mislead people and don’t inform you , they have given loans to mentally ill people knowing full well their condition. They are morally and ethically wrong and they don’t care . Stay away

Great service. Just what was needed at just the right time. Speedy, efficient and easy to arrange. Money in my account without delay. Highly recommended.

First time I have used MoneyBoat for a loan, the service was quick, the application process was easy, the experience was seamless. Very professional Company to deal with. Would highly recommend.

So far so good, applied for a emergency loan to get my car fixed. Cash was in the account within an hour of applying. Next time im in urgent need of cash i will come back to MoneyBoat for sure. Thanks guys

Very quick in getting my loan sorted out whole process took 3 hours and money was in my account was my second loan but first one was same very good no problems at all on both occasions 😊 …

This is the first time I am using Moneyboat. I can highly recommend them as they quick to reply to your message and very helpful. I am very happy that they helped me today. The funds arrived very quickly after signing the agreement. Thank you Moneyboat!

They’re like a loan shark. Please don’t use this company. Holly and Nicola who are managers don’t manage st all and don’t email you back when you ask for information regarding the general manager because they can’t fix any problems you arise with them. Very unprofessional.

Its fair enough they do not approve the loan, but they leave hard search on your credit file, they are well aware about not perfect credit score that’s why we pay double the amount we borrow. They should warn us before application .

Absolutely saved the day today guy’s thank you so much. It’s my daughter’s 21st on Wednesday and I get paid the week after was wanting to do something really special for her and you guys made this possible. Thank you from the bottom of my heart 💞💞 …

Extremely fast efficient service offered.. No hassle.. Really helpful when you need instant cash without too much grief.. Highly recommended.

Professional and quick! Didn’t wait long and the process was very smooth and everything is done online!

!!WARNING!!
DO NOT give this company any details!!!
They forwarded my personal details (name, address, bank numbers) to a scam …

Needed money urgently and quickly applied sent off documents, No one rung back. Now I`m paying fees because of their slow service. Very high interest rate too. Hassle filling in all the forms, Ive had a loan before with them too and paid on time……???

Was so helpful and very fast compared to some others tried in the past. Will 100% use again if ever needed and would recommend to anyone that’s is thinking of a loan

Covid 19..
So i took a loan out with money boat then got into financial problems just as lockdown begain..Money boat proceeded to go to court and i ended up with a …

MoneyBoat have been extremely efficient and easy to apply with. I haven’t had to contact anyone as yet so unable to comment on that side BUT at the moment I am very happy so far 👍 …

Great happy to help very quick and very professional service would defiantly use again and if asked would recommended

I have had a couple of loans now which have really helped me when I have had some tight circumstances. The process has been straight forward and very quick. I have been very grateful for this.

Great company to work with. The customer service is absolutely outstanding! Definitely recommend working with them.

Very fast and efficient service, no calling and pushing the loan, excellent website, easy to use.

It was a very straightforward, unstressful experience.
Well done to you all for making people feel at ease and being very approachable
Tracey

Quick service, the money arrived during a bank holiday weekend with no phone calls needed. Really helps people out who need money in a hurry. Thanks!

Really quick and easy to follow application process when access to cash in an emergency for a short period was needed. The loan was transferred within 2 hours.

They were very quick and officiant on an offer and paying out the loan very happy with service.

Quick easy and smooth process. Would be nice to have an online portal to manage account but I’m sure that’s something for future

i needed some money this lender is a very good lender in a time of need so they check you can afford the repayment and will accept if all ia good…not like a computer system just keeps decline based on facts not personal situations.

Very quick service, ideal for when you have ‘that’ month and money just won’t stretch.

Had a unexpected bill and had no issues whatsoever and very quick to respond which is 10 out of 10 especialy when needed in emergency, thank you

Very quick and helpful company that helped me when I needed money. I will certainly be recommending to my friends to use this company.

Existing customer never missed a payment with them, now don’t meet criteria, previous payments not taken in to decision

Disgrace please close down these payday loan lenders scammers in hard times for people

Simple application process, fees are lower then some other lenders and overall I am happy with the service so far

Great customer service,clear and easy to understand and super quick payment thanks money boat

Excellent service, easy contents, clear to understand would definitely recommend

Very friendly communications and thorough. Lots of checking to make sure their product was suitable for me.

Fabulous service. Slick application process, no hassle, funds released quickly. Highly recommended

Had 3 loans previous from this pathetic excuse of a company they are simply loan sharks would give minus 5 stars

Fantastic service – 5***** Recommended Fast Payout and professionally managed throughout!

Fast easy to use service , very happy with the experience

Very quick and easy to deal with. Will continue to use when I need short term credit

I was so happy with the service and promptness so reliable I recommend them!

I would highly recommend,I’ve used moneyboat a couple of times now and I always get a 5 star service

Super responsive, really very quick an easy process.

Excellent service. Easy application and fast payout. Would recommend this service

Quick and easy, very responsive 100 recommended

Very quick easy application, no hassle at all. Money in my account within 2 hours 😃 …

Was vary easy to apply and a quick judgement made.funds paid into my account with in a couple of hrs.

A very quick service, thank you, definitely a great lender to use.

Customer service clearly isn’t their strong point. Never spoken to such a rude, unhelpful person in my life.

Needed some funds at short notice and process was extremely quick, easy and efficient.

Good very fast payment I could not fault not at all.